Cash flows from operating activities before changes in operating assets and liabilities |
|
|
|
Interest received |
|
2,220.3 |
1,809.4 |
Interest paid |
|
(1,105.3) |
(675.1) |
Expenses paid directly attributable to deposit insurance |
|
(36.3) |
(31.9) |
Fees and commissions received |
|
379.8 |
305.1 |
Fees and commissions paid |
|
(63.6) |
(44.6) |
Net losses incurred on trading securities |
|
(3.1) |
(1.3) |
Dividends received |
|
1.6 |
2.0 |
Net (losses incurred) / gains received on securities designated as at fair value through profit or loss |
|
(1.5) |
1.0 |
Net losses incurred from trading in foreign currencies and from operations with foreign currency derivatives |
|
(25.1) |
(147.4) |
Net (losses incurred) / gains received from operations with other derivatives |
|
(1.2) |
20.0 |
Net losses incurred from operations with precious metals and precious metals derivatives |
|
(2.9) |
(26.2) |
Revenue received from non-banking business activities |
|
26.7 |
26.3 |
Expenses paid on non-banking business activities |
|
(25.0) |
(25.5) |
Insurance premiums received |
|
61.0 |
57.9 |
Payments on insurance operations |
|
(1.3) |
(0.2) |
Payments on pension insurance agreements received |
|
162.3 |
2.4 |
Payments on pension fund operations |
|
(8.0) |
(0.3) |
Other operating income received |
|
13.4 |
10.1 |
Operating expenses paid |
|
(550.6) |
(465.7) |
Income tax paid |
|
(1.5) |
(88.4) |
Cash flows from operating activities before changes in operating assets and liabilities |
|
1,039.7 |
727.6 |
Changes in operating assets and liabilities |
|
|
|
Net increase in mandatory cash balances with central banks |
|
(18.6) |
(34.9) |
Net (increase) / decrease in financial assets at fair value through profit or loss |
|
(164.5) |
56.2 |
Net (increase) / decrease in due from banks |
|
(471.2) |
173.2 |
Net increase in loans and advances to customers |
|
(157.5) |
(2,615.5) |
Net increase in other assets |
|
(117.2) |
(175.9) |
Net (decrease) / increase in due to banks |
|
(2,624.3) |
1,156.6 |
Net increase / (decrease) in due to individuals |
|
2,127.6 |
(96.0) |
Net increase in due to corporate customers |
|
655.4 |
1,569.4 |
Net increase in debt securities in issue |
|
106.5 |
20.9 |
Net increase in financial liabilities at fair value through profit or loss except for debt securities in issue |
|
7.6 |
0.2 |
Net increase in other liabilities |
|
57.9 |
50.1 |
Net cash from operating activities |
|
441.4 |
831.9 |
Cash flows from investing activities |
|
|
|
Purchase of investment securities available-for-sale |
|
(850.9) |
(717.9) |
Proceeds from disposal and redemption of investment securities available-for-sale |
|
742.4 |
682.7 |
Purchase of investment securities held-to-maturity |
|
(122.2) |
(6.3) |
Proceeds from redemption of investment securities held-to-maturity |
|
58.3 |
81.0 |
Acquisition of premises and equipment and intangible assets |
|
(74.3) |
(127.0) |
Proceeds from disposal of premises and equipment and intangible assets including insurance payments |
|
9.9 |
13.7 |
Acquisition of investment property |
|
(0.6) |
(0.3) |
Proceeds from disposal of investment property |
|
0.3 |
1.5 |
Acquisition of associates |
|
(1.2) |
— |
Acquisition of subsidiaries net of cash acquired |
|
— |
9.6 |
Proceeds from disposal of subsidiaries net of cash disposed |
|
0.7 |
1.4 |
Net cash used in investing activities |
|
(237.6) |
(61.6) |
Cash flows from financing activities |
|
|
|
Other borrowed funds received |
|
151.9 |
182.4 |
Redemption of other borrowed funds |
|
(377.2) |
(388.5) |
Repayment of interest on other borrowed funds |
|
(10.6) |
(13.7) |
Funds received from subordinated debt issued or reissued |
|
0.6 |
238.9 |
Redemption of subordinated debt |
|
(27.4) |
— |
Repayment of interest on subordinated debt |
|
(47.2) |
(34.5) |
Funds received from loan participation notes issued or reissued / other bonds issued |
|
12.2 |
106.8 |
Redemption of loan participation notes / other bonds issued |
|
(166.7) |
(36.9) |
Repayment of interest on loan participation notes / other bonds issued |
|
(38.2) |
(23.8) |
Purchase of treasury shares |
|
(6.5) |
(34.5) |
Proceeds from disposal of treasury shares |
|
7.8 |
34.9 |
Dividends paid |
32 |
(10.3) |
(72.0) |
Net cash used in financing activities |
|
(511.6) |
(40.9) |
Effect of exchange rate changes on cash and cash equivalents |
|
333.1 |
254.0 |
Effect of hyperinflation on cash and cash equivalents |
|
— |
1.5 |
Net increase in cash and cash equivalents |
|
25.3 |
984.9 |
Cash and cash equivalents as at the beginning of the year |
|
2,308.8 |
1,327.0 |
Net effect of changes in cash and cash equivalents included in disposal group |
|
(0.5) |
(3.1) |
Cash and cash equivalents as at the end of the year |
7 |
2,333.6 |
2,308.8 |